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Pet Insurance by Nationwide® | America’s Best Pet & Vet Insurance 1-888-899-4874 Employers Veterinarians My Account Underwriting Pet insurance Dogs Cats Exotics Explore pet insurance All plans Frequently asked questions What’s covered Compare The Nationwide ® difference Compare other providers Read reviews Real customer reviews Real customer stories Forms Coverage forms with definitions Benefit schedules Insurer disclosure My Account Submit a claim Contact us Get a quote Get a quote Get a quote Get a quote Pet insurance Dogs Cats Exotics Explore pet insurance All plans Frequently asked questions What’s covered Compare The Nationwide ® difference Compare other providers Read reviews Real customer reviews Real customer stories Forms Coverage forms with definitions Benefit schedules Insurer disclosure My Account Submit a claim Contact us Best. Pet insurance. Ever. SM Get a personalized quote Get a personalized quote Learn more Nationwide protects more than 1,000,000 pets Pet insurance premiums starting at $16/mo. Visit any licensed veterinarian in the United States Cancel at any time, risk-free The Nationwide® difference The Nationwide® difference Complete coverage. Complete confidence. Customize your pet insurance policy to find the best coverage for your monthly budget. Accident Get coverage for your pet’s accidents & injuries IIIness Be ready if your pet becomes sick or ill Wellness Stay up to date with your pet’s health checks Dog insurance Health care plans for dogs & puppies Cat insurance Pet health insurance for cats & kittens Does your employer offer pet insurance? Search now Search now How pet insurance works A pet insurance plan lets you give your furriest family members the best health care possible by reimbursing you for eligible veterinary costs. 1 Visit your vet Visit any licensed veterinarian in the United States or anywhere else in the world. 2 Submit claims Quickly and easily submit claims online for things like illnesses, injuries or emergency care. 3 Receive cost reimbursements Receive reimbursements for eligible vet costs covered under your policy terms. Frequently Asked Questions Can I still use my vet? Absolutely. All our plans can be used with any licensed veterinarian, anywhere in the world—even specialists and emergency providers. Get a no-obligation quote. What do the plans cover? We offer nose-to-tail coverage for: Accidents, including broken bones, sprains, lacerations and poisoning Illnesses, including allergies, ear infections, arthritis and cancer, and more Preventive care, including checkups, vaccinations and flea/tick preventive How does reimbursement work? Once you’ve met your annual deductible, we’ll reimburse you for eligible veterinary expenses according to the percentage or benefit schedule you selected for your plan, up to the applicable policy limit. Say you have a $250 annual deductible with $5,000 in accident coverage at 90% reimbursement. Now let’s say your dog broke a leg and the vet bill was $2,500, of which $2,400 was covered (we don’t cover non-medical things like tax and waste disposal). After your deductible and 90% are applied, we’d reimburse you $1,935, leaving you with $3,065 in remaining accident coverage for the remainder of your policy term. Will you drop my pet from coverage because of age? Never. To get the best coverage options, enroll your pet before age 8, and be sure to keep your policy continually in force (translation: don’t let it lapse or expire). We promise not to drop your pet because of age. After all, we’re pet lovers, too! Can I cancel my policy before the term is up? Absolutely. You can cancel anytime. The easiest way is to go to my.petinsurance.com . Your state may also have a Free Look Period (a.k.a. Right to Examine and Return a Policy) in which you would have a limited time to get your money back. To qualify, you must not have filed a claim under the policy. Participating states require you to notify us of your choice to exercise the Free Look option within a specific time frame. Please read your policy for details. Terms may vary by state. See state cancellation timeframes for more information. How do I choose the best pet insurance for me? The best pet insurance for you is one that provides a level of coverage you’re comfortable with and fits your budget for monthly premiums. When choosing your plan, consider how much medical care (for accidents and illnesses) is typical for your pet’s breed and whether you want wellness coverage for preventive care. When does my coverage begin? Most plans start 14 days after your application is approved and payment has been received. If you’re enrolling as part of a group or organization, effective dates vary. What is the annual deductible for pet medical insurance? Nationwide offers annual deductible options as low as $100 on some plans. Most pet owners choose a $250 annual deductible. What are the limitations on coverage and medical costs? Items such as grooming, tax, waste disposal, boarding, or pre-existing conditions are not eligible for coverage. See policy documents for a complete list of exclusions. How do you compare to other pet insurance companies? A lot of pet insurance companies have come and gone. The key to picking one you can count on is stability and experience. Some insurance companies pay to use the names of well-known organizations. With Nationwide, what you see is what you get: one of the largest and most trusted financial services companies in the world. How are my premiums determined? Monthly premiums for new enrollments depend on your pet’s breed and age, the type of coverage selected and your ZIP code.America’s favorite pet insurer and #1 choice for pet parents for more than four decades Get a quote Retrieve a quote My account File a claim Refer a friend VetHelpline Find your employer Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, Nationwide is on your side and VetHelpline are service marks of Nationwide Mutual Insurance Company. ©2024 Nationwide. Pet Healthzone Hambone Award Wacky Pet Names FAQs Privacy policy Site map Contact Us Terms & Conditions Accessibility Notice to CA residents...